Insurance License Information

This page outlines important details about the 4-40 insurance license in Florida and provides helpful resources for getting started.

What Is a 4-40 License?

The Customer Representative (4-40) license is designed for in-office customer service reps who:

  • Discuss insurance coverages with clients
  • Solicit insurance from within the agency

Important: 4-40 license holders must work under the authority of a licensed 2-20 agent. They are not permitted to sell insurance outside the office.

Alternative Option: 20-44 or 2-20 License

Learn more at the official FLDFS site:
Florida Department of Financial Services – Licensing Portal

Recommended 4-40 Licensing Courses

These programs have excellent online reviews and are widely used by new agents:

Questions?

If you’re not sure which license is right for you, or you need guidance, we’re happy to help.

Contact Erin at (386) 673-5550 or email Erin@oquinninsurance.com.

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