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Home Insurance

Home is Where the Heart is.

It’s where we come to escape the stresses life hurls upon us. Nobody wants to think about the need for homeowner’s insurance, but when something happens, it’s a blessing knowing it’s there to alleviate the headaches and heartaches that go along with something happening to your home.

A homeowners policy can provide coverage in the event that your home is damaged by:

  • Fire
  • Smoke
  • Lightning
  • Wind
  • Hail
  • Frozen pipes
  • Theft
  • Explosion
  • Vandalism
  • Other catastrophic events

There are a number of potential discounts for customers qualifying. Ask an experienced O’Quinn Insurance agent about discounts you potentially qualify for.

Water Damage

Each year, water-related damages cost property owners and renters billions of dollars. The most common damage results from plumbing problems (tubs, toilets, pipe breaks, showers), rain water, washing machines and frozen pipe breaks. By taking certain precautionary measures, and by following proper cleanup procedures, you may be able to lessen the severity of damage in the event of a water-related problem.

Physical Damage

Provides coverage for accidental physical damage to your home. If you’re like most people, your home is your most valuable possession. So when it comes to protecting it, it makes sense to choose an insurance company that offers coverage you can count on at a price you can afford.

Theft/Burglary Coverage

Theft coverage provides coverage for items stolen and damages incurred during a robbery. Items you take with you, like your bicycle, camera and laptop, are protected against covered loss. And it will also help cover you if your credit cards are stolen or your checks are forged

Property Coverage

Do you know how much your belongings are worth? Start by walking around your home and look for items that you spent a lot of money on, or that have appreciated in value since you got them. Having a record of those items (pictures, documents, etc.) is very important in working to ensure they are protected properly.

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