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Terms and Conditions
Effective Date: January 1, 2024

These Terms and Conditions (“Terms”) govern your use of the website (“Site”) operated by O’Quinn Insurance Services LLC (“we,” “us,” “our”). By accessing or using this Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use this Site.

1. Use of the Site. You agree to use this Site only for lawful purposes and in accordance with these Terms. You may not use this Site in any way that could damage, disable, or impair the Site or interfere with any other party’s use of the Site.

2. Website Content. All content on this Site, including but not limited to text, images, graphics, logos, and software, is the property of O’Quinn Insurance Services LLC or its content providers and is protected by copyright and intellectual property laws. You may not use any content from this Site without the express written consent of O’Quinn Insurance Services LLC.

3. Third-Party Links. This Site may contain links to third-party websites that are not owned or controlled by O’Quinn Insurance Services LLC. We are not responsible for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that O’Quinn Insurance Services LLC shall not be liable for any damage or loss caused by or in connection with the use of any third-party websites.

4. Disclaimers. The content provided on this Site is for informational purposes only. While we strive to ensure the accuracy of the information, O’Quinn Insurance Services LLC makes no representations or warranties about the completeness, accuracy, reliability, or availability of any information or services on this Site. All information is provided “as is” without warranty of any kind, either express or implied.

5. Limitation of Liability. O’Quinn Insurance Services LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising out of or in connection with your use of this Site.

6. Intellectual Property. All trademarks, service marks, and logos displayed on this Site are the property of O’Quinn Insurance Services LLC or their respective owners. You may not use these marks without the express written permission of O’Quinn Insurance Services LLC or the respective owner.

7. Email, Call, and SMS Message Permissions. By submitting your email address and/or phone number to O’Quinn Insurance Services LLC, you consent to receive marketing communications, updates, and other information related to your inquiry or account. You also grant permission to O’Quinn Insurance Services LLC to contact you by email, phone, and SMS message at the number you provided, including for marketing and promotional purposes. Message and data rates may apply. You can opt out of receiving marketing emails or SMS messages at any time by using the unsubscribe link in the email or by replying “STOP” to any SMS message. For phone calls, you may request to be removed from our calling list by contacting us directly.

8. Privacy Policy. Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your information.

9. Governing Law. These Terms shall be governed by and construed in accordance with the laws of the state of Florida, without regard to its conflict of law principles. Any disputes arising out of or in connection with these Terms shall be resolved in the state or federal courts located in Florida.

10. Changes to the Terms. O’Quinn Insurance Services LLC reserves the right to update or modify these Terms at any time without prior notice. Any changes will be effective immediately upon posting on this Site. Your continued use of the Site after such changes have been posted constitutes your acceptance of the new Terms.

11. Contact Information. If you have any questions about these Terms, please contact us at info@oquinninsurance.com

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