Many drivers wonder how their car insurance rates are determined. It can feel confusing, but the truth is straightforward. Insurers look at specific details about you and your driving habits to set your rate. By understanding these factors, you can…
Getting your teen licensed is a big milestone—one that comes with a mix of pride, nerves, and paperwork. But while most parents focus on driving tests and car choices, they often overlook one of the most important pieces: insurance for…
When it comes to protecting yourself and your family on the road, cheaper isn’t always better—especially in Florida. The dangers of cheap auto insurance often reveal themselves too late, after an accident has already happened. At O’Quinn Insurance Services, we’ve…
Why Florida's Insurance Reforms Matter—And How They’re Helping You If you’ve lived in Florida long enough, you’ve probably noticed that home insurance isn’t exactly easy—or affordable. Over the past few years, insurance premiums have climbed, carriers have pulled out of…
We all look for ways to save money—whether it’s clipping coupons, stacking gas station rewards, or hitting up thrift stores instead of shopping malls. Smart spending can make a real difference in your budget. But while going for the cheaper…
Custom Car Modifications: What You Need to Know About Insurance Costs Everyone enjoys their car differently. Some drivers want a simple ride to get them from A to B. Others love speed, power, or turning heads on the road. If…
How Traffic Violations Affect Your Car Insurance Nobody likes to see those flashing lights in their rearview mirror, signaling that an officer has pulled over. Whether you’re running late or just having an off day, getting a ticket is never…
The Smart Way to Bundle Insurance: Flexibility, Savings, and Personalized Service When you hear “bundling” in the insurance world, you probably think of saving money by combining policies with a single carrier. While this can reduce costs, traditional bundles with…
We wanted to take a moment to address the concerns raised regarding the recent increase in auto insurance rates in Florida. It is understandable to question why insurance companies seem to be charging more and more. However, the reality is…
As we get closer to the start of another school year, we feel it is important to refresh our audience of the importance of car seat safety. In this article, we will go over 10 simple ways to ensure your…