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How Are Car Insurance Rates Determined?

Many drivers wonder how their car insurance rates are determined. It can feel confusing, but the truth is straightforward. Insurers look at specific details about you and your driving habits to set your rate. By understanding these factors, you can…

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Condo Insurance vs Home Insurance

Condo insurance vs home insurance may sound similar, but the coverage works very differently. Both protect against financial loss, but each policy is designed for a different type of property. If you live in a condo, your coverage must fill…

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The Dangers of Cheap Auto Insurance

When it comes to protecting yourself and your family on the road, cheaper isn’t always better—especially in Florida. The dangers of cheap auto insurance often reveal themselves too late, after an accident has already happened. At O’Quinn Insurance Services, we’ve…

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