Owning a boat in Florida is all about freedom. But freedom comes with responsibility—and risk. Storms, accidents, and theft are more common than you think. Even experienced boaters run into trouble. Boat insurance can help cover repairs, liability, and medical…
Riding a motorcycle along A1A or through the backroads of Daytona, Ormond Beach, or Palm Coast is a thrill like no other. But protecting yourself and your bike is essential. At O’Quinn Insurance, we can help riders in Volusia and…
Many drivers wonder how their car insurance rates are determined. It can feel confusing, but the truth is straightforward. Insurers look at specific details about you and your driving habits to set your rate. By understanding these factors, you can…
Condo insurance vs home insurance may sound similar, but the coverage works very differently. Both protect against financial loss, but each policy is designed for a different type of property. If you live in a condo, your coverage must fill…
Getting your teen licensed is a big milestone—one that comes with a mix of pride, nerves, and paperwork. But while most parents focus on driving tests and car choices, they often overlook one of the most important pieces: insurance for…
When it comes to protecting yourself and your family on the road, cheaper isn’t always better—especially in Florida. The dangers of cheap auto insurance often reveal themselves too late, after an accident has already happened. At O’Quinn Insurance Services, we’ve…
When it comes to home insurance, most people focus on the monthly premium. But the real question is whether your policy truly covers what you’d need to recover after a loss. Too often, homeowners find out the hard way that…
When a hurricane is on the horizon, the last thing you want to worry about is whether your insurance coverage will hold up. Before storm season kicks into full gear, now’s the time to review your policies, understand your coverage,…
Why Florida's Insurance Reforms Matter—And How They’re Helping You If you’ve lived in Florida long enough, you’ve probably noticed that home insurance isn’t exactly easy—or affordable. Over the past few years, insurance premiums have climbed, carriers have pulled out of…
Too Late Is Too Risky: Why Flood Insurance Can’t Wait for Hurricane Season Every year, hurricane season starts the same way: clear skies, rising humidity, and a quiet forecast that lulls homeowners into a false sense of security. Then, seemingly…