We don’t like to think about that unexpected end. While it might be a fact of life, it is a fact we would much rather ignore and just enjoy the precious time that we have now. That doesn’t mean we can just completely overlook the fact that it could happen at any time. It also doesn’t mean we have to live in fear of it, just that it’s good to be prepared. There are some simple things you can do that will prepare you and your family for the unexpected without having to keep it constantly on your mind. The most popular and the most effective of these is by getting life insurance. Life Insurance pays a certain amount to your family, spouse, or another designated party when you pass away. There are two basic versions of life insurance, so let’s take a quick look at both of them.

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Life insurance tends to have a negative connotation in people’s minds. Purchasing a product designed to protect you upon death can be a sobering thought for some. The thing is, life happens whether you have insurance or not. You may as well have protection for your family, should something happen to you. There are a lot of options when it comes to life insurance, so it can be overwhelming. How much life insurance do I need? We hope to help you answer this question so you can best be covered in the event of a tragedy.

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One of you got down on one knee. One of you was surprised. Most likely some tears were shed. Surely, the day you got engaged was one of the greatest days of your life. It’s the reason why we date in the first place; to find someone to spend the rest of our lives with. Engagement is the first step in intertwining two lives together and making one. Before you even start planning your wedding, there are some things you must discuss in order to set yourselves up for the future. These financial tips for newly engaged couples will help sure you’ve got everything in order for your future.

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Whether you’re looking to insure your home, boat, car or motorcycle, it’s difficult to find an insurance company you can trust. You want to find a team that will have your best interests at heart and will provide you with the coverage you truly need. Whether you’re looking for insurance in Daytona Beach, DeLand, Palm Coast, New Smyrna Beach or Ormond Beach, O’Quinn Insurance Services is the area’s go-to provider.

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Protecting the well being of the ones you love is of utmost importance to most people. Making sure that your family is taken care of financially is a large part of that goal. Inevitably, we all will pass away and you’re sure to leave behind loved ones. You’ll no doubt leave behind a legacy and wonderful memories, but we’re sure you’ll want to leave more than that. If you are to die at a very old age, most likely your children will be able to support themselves. What if you meet an untimely death? You want to make sure that college is paid for, mortgage can be paid, car notes don’t fall behind. One way to prepare for this scenario is by purchasing life insurance. There are two types of life insurance policies and we hope to give you the information that will help you select the right one for your situation.

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Each and every one of us is going to face the inevitability of death at some point. The most frightening part about death is that we don’t know when it will happen. Unfortunately, some people do pass on earlier than expected. That’s why it’s so important to be prepared in case this happens to you. You want your family to be taken care of when you’re gone. If you’ve ever wondered, “why should I have a will?”, these are a few of the reasons.

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At some point in everyone’s life you realize your own immortality and desire to care for loved ones after you’re gone. Life insurance is one way to ensure that goal is met. That piece of mind is priceless. Here are some tips for first time life insurance buyers that will make sure you’re choosing the policy that best fits your needs.

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The chill has finally removed itself from your bones. The sun stays in the sky longer and longer each day. Hello summer! Boats, beaches and vitamin D can sometimes overshadow the importance of safety. Don’t let your joy turn to sadness over a preventable injury. Here are some tips that will help keep you and your children safe this summer season.

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When you buy life insurance, you have to keep in mind that this insurance isn’t for you. It’s for loved ones left behind and the amount they receive is based on your policy. Most Americans have no life insurance in place if anything were to happen to them, and for those that have it, don’t have enough. You never expect that you will need to have life insurance in place, but there are many uncertainties in this world that can, unfortunately leave your loved ones in a bind if anything were to happen to you. There are many reasons to have life insurance, so to help you better decide if you need coverage, here are some of the top reasons to get a policy in place.

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Car Insurance… Check.

Homeowners Insurance… Check.

Life Insurance… OH NO!

No one wants to think about this type of insurance cause it relates with death and what happens after you’re gone. But this is exactly why people get life insurance. You want to know that even after you’re gone that your loved ones will be taken care of as you would if you were here. How and where do you start? Speaking with an insurance agent is a great start, but even then you’ll want to do some research that way you’re not going in blind. We are giving a small overview of important information that will help alleviate some of the uncertainties with life insurance.

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