Daylight Savings: A Reminder for Home and Auto Safety

Daylight savings brings shorter days and darker evenings. It also offers the perfect reminder to check your home and car. Small tasks now can prevent large insurance claims later.

Home Maintenance That Prevents Insurance Claims

Start with your home maintenance checklist. Test smoke alarms and replace batteries. Check fire extinguishers to make sure they are accessible and working. Inspect outdoor lights and replace burned-out bulbs for safety during longer nights. Clean gutters to prevent water backup that could damage your roof or siding. Simple upkeep helps reduce the risk of filing a home insurance claim.

Car Maintenance for Safer Driving

Next, review car maintenance. Check headlights, brake lights, and turn signals for proper function. Shorter days mean more nighttime driving, so visibility matters. Inspect tires for wear and correct pressure. This reduces the risk of accidents or blowouts that could raise your auto insurance premiums. Refill windshield washer fluid and replace wiper blades if they streak. A clear windshield keeps you safe in sudden rain or fog.

Review Your Insurance Coverage This Season

Use daylight savings as a built-in reminder for insurance too. Review your auto and home policies with your insurance agent. Make sure your coverage limits match today’s needs. Small changes in your life—new drivers, home updates, or even new valuables—can leave gaps if your policy isn’t updated.

Why Seasonal Maintenance Matters

Daylight savings happens only twice a year. Turning back the clocks is simple, but taking a few extra minutes for safety is priceless. Maintenance now means fewer surprises, fewer claims, and peace of mind.

Need help reviewing your coverage this season? Call O’Quinn Insurance at 386-200-9534 or request a free quote online today.