We Know Auto Insurance

The perfect combination of price and protection is important. Let us guide you through the process of understanding how much coverage is necessary for you and your loved ones. Let us make sure you’ll have the auto insurance you need for unexpected surprises. 

For additional protection, we offer customers the “Your Choice” auto package that includes:

  • Accident Forgiveness – keep your rates from going up just because of an accident (even if you are considered at-fault).
  • Safe Driving Bonus – get up to 5% off your renewal bill for every six months of safe driving.
  • New Car Replacement – if your new car is totaled in the first three model years, we’ll replace your car with a brand new one without deducting for depreciation.

With over 40 years experience in the auto insurance industry throughout the Daytona Beach area, we provide the greatest value to our customers in Daytona, Ormond Beach, Port Orange, Palm Coast and the rest of Volusia and Flagler counties.

Uninsured Motorist Coverage

What happens if you’re in an accident and the other driver is uninsured? We offer uninsured motorist coverage to protect you in this exact situation. This option covers you and your passengers in the event of bodily injury or death in an accident involving a liable uninsured driver.

car accident neck injury
Physician looking at MRI

Medical Payments

When you’re in pain, you don’t want to have to think if you’re covered or not for medical bills – you want relief. This insurance option covers assistance for medical treatment for accident-related injuries, no matter who’s at fault.

Uninsured Motorist Coverage

car accident neck injury

What happens if you’re in an accident and the other driver is uninsured? We offer uninsured motorist coverage to protect you in this exact situation. This option covers you and your passengers in the event of bodily injury or death in an accident involving a liable uninsured driver.

Medical Payments

Physician looking at MRI

When you’re in pain, you don’t want to have to think if you’re covered or not for medical bills – you want relief. This insurance option covers assistance for medical treatment for accident-related injuries, no matter who’s at fault.

Collision Coverage

At times, more than just cars are involved in a collision. Streetlights, trees and other objects might be damaged as a result of an accident. This insurance option covers damages involving other cars and/or objects.

post car crash coverage
car vs deer crash

Comprehensive Coverage

Get the whole thing insured! This coverage pays for varied damages that aren’t caused by a collision. A comprehensive auto insurance covers a wider array than basic coverage:

  • Storm or natural disasters
  • Vandalism
  • Theft
  • Broken window or windshield
  • Hitting an animal
  • If something falls on your car

Collision Coverage

post car crash coverage

At times, more than just cars are involved in a collision. Streetlights, trees and other objects might be damaged as a result of an accident. This insurance option covers damages involving other cars and/or objects.

Comprehensive Coverage

car vs deer crash

Get the whole thing insured! This coverage pays for varied damages that aren’t caused by a collision. A comprehensive auto insurance option covers a wider array than basic auto coverage:

  • Storm or natural disasters
  • Vandalism
  • Theft
  • Broken window or windshield
  • Hitting an animal
  • If something falls on your car

Rental Reimbursement

Sticker shock of a rental car adds proverbial insult to injury after a car accident. Car rentals are already pricy, adding insurance coverage can keep that price tag from going up any further.

man inspecting car rental
towing and rental insurance coverage

Towing and Labor

A disabled vehicle usually requires the service of a tow truck and labor associated with transporting it to a service shop for repairs. This insurance option is an inexpensive add-on to insurance plans ensuring you’re not left footing the bill for towing and labor expenses.

Rental Reimbursement

man inspecting car rental

Sticker shock of a rental car adds proverbial insult to injury after a car accident. Car rentals are already pricy, adding insurance coverage can keep that price tag from going up any further.

Towing and Labor

towing and rental insurance coverage

A disabled vehicle usually requires the service of a tow truck and labor associated with transporting it to a service shop for repairs. This insurance option is an inexpensive add-on to insurance plans ensuring you’re not left footing the bill for towing and labor expenses.

Liability Coverage

For drivers found at-fault for accidents, the legal vulnerability can be tremendous. Liability coverage shields you from potential legal expenses associated with an accident: protecting people, property and the unexpected.

To see more on this topic, view the tabbed content below.

two people shaking hands over liability insurance

Liability Coverage

two people shaking hands over liability insurance

For drivers found at-fault for accidents, the legal vulnerability can be tremendous. Liability coverage shields you from potential legal expenses associated with an accident: protecting people, property and the unexpected.

To see more on this topic, view the tabbed content below.

BODILY INJURY LIABILITY COVERAGE

Injuries sustained in an accident can be costly, especially if you’re found at-fault for the accident. Bodily Injury Liability covers coverage helps protect you from a number of potential bills:

  • Emergency aid at the scene
  • Medical expenses for bodily injury
  • Medical services for sickness or disease
  • Compensation for loss of income
  • Funeral expenses
  • Legal defense fees and/or bail bonds for anyone listed on your policy
  • Other miscellaneous expenses

PROPERTY DAMAGE LIABILITY COVERAGE

By damaging another driver’s property, it is possible for you to incur additional bills. Property Damage Liability coverage can help pay for:

  • Structural damage to homes, storefronts, etc.
  • Repair or replacement costs for other stationary objects
  • Vehicle repair or replacement costs
  • It can also help keep your assets safe in the event of a lawsuit resulting from a covered accident.
person holding pen and singing documents

Personal Injury Protection (No-Fault) Coverage

Regardless of negligence, this insurance option covers 80% of reasonable and necessary medical expenses. This includes income loss, funeral expenses for you and covered family members, and other personal injury possibilities.

Personal Injury Protection (No-Fault) Coverage

person holding pen and singing documents

Regardless of negligence, this insurance option covers 80% of reasonable and necessary medical expenses. This includes income loss, funeral expenses for you and covered family members, and other personal injury possibilities.

Get a free auto insurance quote today!