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Why Should I Have A Will?

Each and every one of us is going to face the inevitability of death at some point. The most frightening part about death is that we don’t know when it will happen. Unfortunately, some people do pass on earlier than expected. That’s why it’s so important to be prepared in case this happens to you. You want your family to be taken care of when you’re gone. If you’ve ever wondered, “why should I have a will?”, these are a few of the reasons.


When you die, all of your assets are compiled in to an “estate”. If the deceased doesn’t have a will, the state gets to decide how your estate is divvied up. Most people would like to make sure that their assets are divided in a specific way. Not only will your wishes be carried out with a will, this will greatly reduce the stress that is put on your survivors. You also will reduce the chances of inner-family divide that may occur when fighting over who gets what. If you would like some of your estate to go to charity, the will is the place to document that. Also, the time it takes to get everything settled will be minimized greatly.

If you happen to pass away while you still have children who are considered minors, you will have the authority to decide who’s care they fall into. When you create a will, you will appoint an “executor” who will carry out your wishes after your death. Choose an individual whom you trust to follow through with your intentions.

In addition to a will, it’s suggested that you purchase life insurance to further protect your family. Life insurance is one of the few things that will trump a will. Your beneficiaries that are listed on your life insurance policy will receive any compensation upon your death, no matter what your will says.

Why Should I Have A Will? There is no harm in creating a will “early”. If life events occur that would facilitate a change of heart, you can always adjust your will. It is better to be safe than sorry when it comes to your family’s future. We suggest that you strongly consider writing a will in order to protect your wishes, should your death come sooner than expected. Thinking about your own death is never a fun thing to do, but it’s best to be prepared for the worst.

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