Additional Auto Insurance Coverage Options
Most people pride themselves on being a safe driver. However, there are two parts to the equation when an auto accident occurs. Damages from traffic accidents accumulate to approximately $280 billion dollars per year, in the United States alone. Unfortunately, car crashes happen frequently so it’s important to be prepared. In this article we will give you a list of additional auto insurance coverage options that you will want to be included in your plan. If an auto accident occurs, these options will make things easier for you as well as give you piece of mind.
Uninsured Motorist Coverage
All drivers in the United States must be covered with auto insurance in order to get behind the wheel. Unfortunately, there are drivers who choose not to abide by these rules and drive without insurance. Also, there are a large number of drivers who are insured but have much less coverage than they should. What does this mean? If you were to get into a collision with one of these drivers, their insurance would be responsible for covering damages. This could be medical bills, damage to your vehicle or any other collateral effects from the crash.
With Uninsured Motorist Coverage, your auto insurance will cover you should you be involved in an accident with an uninsured (or under-insured) motorist. You don’t want to be left holding the check should something like this happen.
One of the negative side effects of a car crash is that you may be without your car for a period of time. Unfortunately, life doesn’t stop when something bad happens and you’ve got to get around. This will most likely involve you renting a car. If you’re to be without your car for an extended period of time, the cost of a rental car can really add up quickly. Adding Rental Reimbursement to your plan will help cover the cost of a car rental for the duration of your rental.
These are just a few of the many additional auto insurance coverage options available to you. Keep in mind, you can never be over-insured, so look in to all of the great options that your provider offers.