skip to Main Content

Car Insurance Coverage

No matter how hard we try, we can’t control everything that goes on in our lives. Owning a car and being on the road is one of the places where you’re most vulnerable. Even as an extremely safe and alert driver, you are at the mercy of many others who also share the road. This is why it’s important that you have the piece of mind brought to you by car insurance coverage. In this article, we will tell you about some of the benefits that we offer our clients at O’Quinn when it comes to auto insurance.


Accident Forgiveness

One of the worst parts of being in an auto accident is that normally your rates are going to increase. Even if the accident isn’t your fault, most insurance companies consider you more of a risk and will bump up your rates. At O’Quinn, we offer accident forgiveness. No matter who caused the accident, your rates won’t increase.

Safe Driving Bonus

Wouldn’t be nice to be rewarded for being a safe driver? Well we offer a Safe Driving Bonus for just those types of individuals. For every six months of safe driving, you will receive up to 5% off of your renewal bill.

New Car Replacement

An optional, additional benefit that we offer is New Car Replacement. Should your car be totaled within the first three model years, we will replace it with a brand new car. The best part is that we will not deduct for depreciation. We bet that this will help you pull the trigger on that new car!

Deductible Rewards

Another safe driver benefit that we offer are Deductible Rewards. We will take $100 off of your deductible every year ($500 maximum) that you go without an accident. You’ll also receive $100 off of your collision deductible the day you sign the policy.

Car insurance coverage is important, can save you tons of money and can reward you for being a safe driver. Make sure that you don’t have to drive around worrying if something were to happen.

Back To Top